Author: Spot Gallery

Just news

Dave the Botanist

Hey Dave! (said in a Cheech and Chong kinda drawl….)

So glad you found your way over here, I always enjoy your soulful, clever and sometimes irreverent posts!

I too am very grateful to Terri for taking over the moderator job so that we can all still have a home here. (THANKS TERRI!!!!) I do worry about Haley and hope that if anyone has her email address, that they can let her know where we all are. (She went no-mail for the summer) But then again, she may find us since Terri cleverly kept the name close to the original.

Well said- we have each other. We just moved to a new house in the same neighborhood. Dare i call it a frat house with a new house mom? AS long as I have my friends I am okay and still sane. My kids are busy playing cookie monster (the oldest 2) with the oldest boy screaming “let me go!” over and over. The youngest just shakes his head and goes about his business. I have a mystery shop today in a city a couple cities away so we will take advantage of being in that big place and see what the thrift stores have to offer- I am hoping to find tops for the boys for school. This will at least give them a feeling of choice.

DH is helping (along with 2 work buddies) the wife of a friend. The friend is in the hospital- still in serious condition but holding on. He had a brain bleed and it became a clot.

Take care!

Saving plan

I thought I would give a tip

Hi. I have only been on the blog for a few days and have enjoyed reading all of the posts.

I thought I would give a tip that I have been using for the past few years. I call it my yearly savings. What this money is for is all those things that come up during the year that you have to pay. Something like a Christmas Club but more.

Some of the things that I save for are:

Christmas ……………………………………………….500
Pets yearly Shots…………………………………………100
Heartguard (year supply) …………………………………..30
Years supply of disposable contact for daughter ……………..140
Car Tags………………………………………………….25
Car Inspection ……………………………………………40
Daughters Bday …………………………………………..100
Sons Bday………………………………………………..100
Yearly School pics…………………………………………80

Total above $1115

I then take the total amount I need for the year and divide by 12. Which equals $93. (I rounded up) this is the amount that I put into a savings account. And when one of those things on my list come up, I have the money to pay for it already.

My actual yearly savings is higher. I put $222 back every month for these items that I pay throughout the year. It is so nice when the pets shots come due and I already have the money. And no more monthly trips to buy my daughter contacts. I now just get all that she will need for the entire year.

The first year I started doing this was hard. I hate knowing I have money somewhere and can’t touch it. But after doing it for a year I loved it. And I don’t touch this money for ANY REASON! Not even an emergency. Because these things are going to happen even if I have an emergency and if I were to spend it I would be in double trouble.

I hope this tip can help someone. It has been a life saver and it helps me to have peace of mind.

Thanks.

(I am not very good at writing and explaining things. If a sentence sounds strange it’s cause my mind was going to fast and my fingers couldn’t keep up. 😉

Saving plan

Help on Frozen Meals Plan

First, I am so sorry for your loss and for what your family is going through right now. I am new to the blog and have not yet introduced myself, but I love the dynamics of the group. I want to tell you about another list on egroups that might help you in your plan. If you subscribe, you should be able to go to their archives or ask the group any questions you have.

They are a great group. There is also another list called OAMC, but I can’t remember if it’s on egroups or not. I have been a member of both at one time and I own a list for the women at my church. I am 40 with one dd8, Kelly, and have been married to the same fellow for 14 years. I will pray for your family. Blessings!